Did you know that to do UPI payments you do not always need an internet connection? Many times a UPI user face problems doing UPI payments due to slow internet, thus, interrupting the process. But there is also an offline mode to do payments through UPI.

The UPI users can make payments in offline mode through their phones using *99# USSD code. However, one thing should be noted that to make UPI payments through mobile through *99#, users' mobile number must be linked with their bank accounts.

Follow the step-by-step guide below to do UPI payments in offline mode:

- Open your phone's dialer and call *99#

- Then a message will come asking to select language, select your preferred language if you want English, press 1

- Then a menu will appear with many options. As we only need to send money, press 1 and send

- Now, select the option through which you want to pay money using UPI to the receiver. If you want to do it using a mobile number, select option 1

- After this, enter the mobile number with which the receiver's bank account is linked

- Now write the amount you want to send and press send and write a remark about the payment

- For the final step, enter your UPI PIN

After this, your transaction will be completed that too without an internet connection.

You can also disable your UPI using the *99# option.
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